Interac Debit contactless payment offers a fast way for your customers to pay, meaning minimal wait times, and more time for you to serve more customers. And fast payment processing time means your business gets fast access to funds sent directly to your account.
Accept payments with Interac® Debit.
Give your customer the confidence of checking out using their own money with Interac Debit.
Ways to offer Interac Debit Solutions.
Power your business with secure and convenient Interac Debit payment solutions.
Interac Debit contactless payments are a popular checkout choice for consumers. With contactless payments, you get the benefits of:
- Increased check-out rates, thanks to faster payment processing
- Immediate access to funds
- No chargebacks – ever
- Secure transactions
How it works
Your customers simply tap their debit card or mobile device on the terminal instead of entering a PIN code. That’s all. It’s as safe and secure as the rest of our Interac payment solutions.
Software-Based PIN on Cots
Focus on growing your business with flexible and low-cost Software-Based PIN on Cots (SPoC) for mobile point-of-sale transactions.
If you are a micro- or small business, a freelancer, or a charity, you can accept payments with ease wherever you may be by integrating a SPoC solution.
SPoC is a software-based approach in which a cardholder can enter their PIN on a merchant-owned mobile device such as a mobile phone or tablet. The cardholder’s PIN is entered on a verified Acquirer APP while their card is inserted into the merchant’s secure card reader.
Enjoy the flexibility of mobile point-of-sale Interac Debit transactions on your device such as a mobile phone or tablet without the need for an integrated payment solution.
For more information, contact an Acquirer to get started.
Want to know more about Interac Debit?
Unlock the full potential of Interac Debit with helpful usage resources.
Secure transactions
From chip technology to tokenization and fraud prevention, Interac has state-of-the-art security measures in place.
Protect your paymentsWhich financial institutions offer Interac Debit features?
Filter by Alphabet
A
- ABCU Credit Union
- ATB Financial
- Acadian Credit Union
- Accent Credit Union
- Access Credit Union
- Advance Savings Credit Union
- Affinity Credit Union
- Airline Financial Credit Union
- Aldergrove Credit Union
- All Trans Credit Union Limited
- Alterna Savings and Credit Union Limited [Alterna Savings]
- Assiniboine Credit Union
- Atlantic Edge Credit Union (formerly Eagle River Credit Union)
- Atlantic Edge Credit Union (formerly Leading Edge Credit Union)
B
- BCU Financial
- BMO Bank of Montreal
- Bay Credit Union
- Bay St. Lawrence Credit Union Limited
- Bayview Credit Union
- Beaubear Credit Union
- Belgian Alliance Credit Union
- Bengough Credit Union
- Biggar & District Credit Union
- Blackville Credit Union
- BlueShore Financial
- Bow Valley Credit Union
- Bruno Credit Union
- Bulkley Valley Credit Union
C
- CECC Credit Union
- CIBC
- Caisse Financial Group
- Caisse Populaire de Clare
- Calgary Police Credit Union Ltd.
- Cambrian Credit Union
- Canadian Western Bank
- Cape Breton Credit Union
- Carpathia Credit Union
- Casera Credit Union
- Christian Credit Union
- Churchbridge Credit Union
- Citizens Credit Union Limited
- City Savings Financial Services
- Coast Capital Savings Credit Union
- Coastal Community Credit Union
- Coastal Financial Credit Union
- Community Credit Union Limited
- Community Credit Union of Cumberland Colchester
- Compass Credit Union
- Compensation Employees Credit Union
- Conexus Credit Union
- Connect First Credit Union
- Consolidated Credit Union
- Copperfin Credit Union
- Cornerstone Credit Union
- Credit Union Atlantic
- Creston & District Credit Union
- Crossroads Credit Union
- Cypress Credit Union
D
E
F
H
I
K
L
M
N
- NBTA Credit Union
- National Bank of Canada
- Nelson Credit Union
- New Ross Credit Union
- New Waterford Credit Union
- Newfoundland and Labrador Credit Union
- Niverville Credit Union
- North Peace Savings
- North Sydney Credit Union
- North Valley Credit Union
- Northern Credit Union
- Northern Savings Credit Union
- Noventis Credit Union
O
P
- PACE Credit Union
- PARAMA Credit Union
- Pathwise Credit Union
- Peace Hills Trust
- PenFinancial Credit Union
- Prairie Centre Credit Union
- Prairie Pride Credit Union
- Princess Credit Union
- Progressive Credit Union
- Prospera Credit Union
- Provincial Credit Union
- Provincial Government Employees Credit Union
- Public Service Credit Union
R
S
- Salmon Arm Savings and Credit Union
- Sandhills Credit Union
- Saskatoon City Employees Credit Union
- Scotiabank
- Servus Credit Union Ltd.
- Sharons Credit Union
- Simplii Financial
- Souris Credit Union
- Southwest Regional Credit Union
- St. Gregor Credit Union
- St. Joseph’s Credit Union
- St. Stanislaus – St. Casimir’s Polish
- Steinbach Credit Union
- Stoughton Credit Union
- Stride Credit Union
- Sudbury Credit Union
- Summerland Credit Union
- Sunova Credit Union
- Sunrise Credit Union
- Sunshine Coast Credit Union
- Swan Valley Credit Union
- Sydney Credit Union
- Synergy Credit Union
T
- TCU Financial Group
- TD Canada Trust
- Taiwanese Canadian Toronto Credit Union
- Talka Credit Union Limited
- Tandia Financial Credit Union
- Tangerine
- Teachers Plus Credit Union
- The Credit Union
- The Energy Credit Union
- The Police Credit Union
- Thorold Credit Union
- Tignish Credit Union
- Toronto Municipal Employees’ Credit Union Limited
- Turtleford Credit Union
V
W
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How small business owners can stay in charge during crunch time
Discover valuable insights and strategies for small business owners to stay in control during peak seasons.
Read ArticleFind answers to common questions.
Have any questions about Interac Debit for Business? Get fast answers on our Support page.
FAQsSee how it can help your day-to-day operations.
Learn more about the practical features of Interac Debit and how it can help your business.
See It in ActionDisclaimer
Contactless payments up to $250 and will vary based on the customer’s financial institution.
*For a list of compatible Apple Pay devices see support.apple.com/en-ca/. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
**Google, Google Pay and the Google logo are trademarks of Google INC.
All trademarks are the property of their respective owners.
***Interac recognized as the most trusted financial services brand in Canada for 2023.