{"id":183356,"date":"2025-11-05T09:19:51","date_gmt":"2025-11-05T14:19:51","guid":{"rendered":"https:\/\/www.interac.ca\/?post_type=content&#038;p=183356"},"modified":"2025-11-05T09:20:22","modified_gmt":"2025-11-05T14:20:22","slug":"declaration-dinterac-concernant-le-budget-federal-de-2025","status":"publish","type":"content","link":"https:\/\/stage.interac.ca\/fr\/contenu\/entreprises\/declaration-dinterac-concernant-le-budget-federal-de-2025\/","title":{"rendered":"D\u00e9claration d&rsquo;Interac concernant le budget f\u00e9d\u00e9ral de 2025"},"content":{"rendered":"\n<p>Interac salue les mesures \u00e9nonc\u00e9es dans le budget 2025 du gouvernement du Canada visant \u00e0 renforcer la souverainet\u00e9 \u00e9conomique canadienne, \u00e0 favoriser la croissance et l&rsquo;innovation, et \u00e0 promouvoir l&rsquo;abordabilit\u00e9.<\/p>\n\n\n\n<p>Le budget fait progresser d&rsquo;importantes r\u00e9formes de l&rsquo;\u00e9conomie num\u00e9rique, du secteur financier et du syst\u00e8me de paiements du Canada, posant ainsi les jalons de moyens s\u00e9curis\u00e9s et modernes permettant aux Canadiens de payer et d\u2019\u00e9changer de l&rsquo;argent. Ces mesures moderniseront l&rsquo;infrastructure de paiement, renforceront la confiance des consommateurs et favoriseront l&rsquo;innovation et la comp\u00e9titivit\u00e9 au sein du syst\u00e8me financier.<\/p>\n\n\n\n<p>Interac soutient la reconnaissance par le gouvernement du syst\u00e8me de paiement en temps r\u00e9el (PTR) comme une infrastructure de paiement essentielle \u00e0 l&rsquo;\u00e9dification de la nation et reste d\u00e9termin\u00e9 \u00e0 travailler avec Paiements Canada en vue de son lancement en 2026. Nous avons \u00e9galement salu\u00e9 les r\u00e9centes avanc\u00e9es l\u00e9gislatives, notamment la <em>Loi sur les activit\u00e9s associ\u00e9es aux paiements de d\u00e9tail<\/em> (LAAPD), qui \u00e9largissent la participation aux syst\u00e8mes de paiement du Canada.<\/p>\n\n\n\n<p>Interac a <a href=\"https:\/\/stage.interac.ca\/fr\/contenu\/actualites\/interac-elargit-lacces-a-virement-interacmd-pour-les-fournisseurs-de-services-de-paiement-en-vertu-du-nouveau-cadre-federal\/\">\u00e9largi l&rsquo;acc\u00e8s<\/a> \u00e0 Virement Interac aux fournisseurs de services de paiement admissibles r\u00e9glement\u00e9s par la LAAPD en septembre 2025, favorisant ainsi un plus grand choix et une plus grande innovation au sein de l&rsquo;\u00e9cosyst\u00e8me. Virement Interac continue de connecter des millions de Canadiens chaque jour gr\u00e2ce \u00e0 un r\u00e9seau s\u00e9curis\u00e9 et \u00e0 faible co\u00fbt. En 2025, <a href=\"https:\/\/stage.interac.ca\/fr\/paiements\/entreprises\/comprendre-les-frais\/\">nous avons adopt\u00e9<\/a> un mod\u00e8le de frais fixes pour les institutions participantes afin d&rsquo;am\u00e9liorer la transparence et de garantir que tous les partenaires aient un acc\u00e8s \u00e9quitable au service de transfert d&rsquo;argent le plus utilis\u00e9 au Canada.<\/p>\n\n\n\n<p>Alors que nous nous pr\u00e9parons \u00e0 la prochaine vague d&rsquo;innovation financi\u00e8re, Interac appuie le projet du gouvernement d&rsquo;introduire une l\u00e9gislation visant \u00e0 r\u00e9glementer l&rsquo;\u00e9mission de cryptomonnaie stable \u00e0 garantie fiduciaire, en \u00e9tablissant des normes claires pour l&rsquo;\u00e9mission, les r\u00e9serves, la gestion des risques et le rachat. Il s&rsquo;agit d&rsquo;une \u00e9tape importante pour renforcer la souverainet\u00e9 et le leadership du Canada en mati\u00e8re de monnaie num\u00e9rique s\u00e9curis\u00e9e et fiable.<\/p>\n\n\n\n<p>Les progr\u00e8s vers un Cadre canadien des services bancaires ax\u00e9s sur les consommateurs marquent une autre \u00e9tape majeure pour permettre aux Canadiens d&rsquo;acc\u00e9der et de partager leurs donn\u00e9es financi\u00e8res en toute s\u00e9curit\u00e9. Interac a jou\u00e9 un r\u00f4le actif dans l&rsquo;\u00e9laboration de ce cadre d\u00e8s le d\u00e9but et se r\u00e9jouit de le voir passer \u00e0 la prochaine phase de mise en \u0153uvre.<\/p>\n\n\n\n<p>Interac salue \u00e9galement la Strat\u00e9gie nationale antifraude et la cr\u00e9ation d&rsquo;une Agence contre les crimes financiers pour renforcer la r\u00e9ponse du Canada aux escroqueries et aux crimes financiers complexes, car l&rsquo;innovation ne profitera aux Canadiens que si elle est fiable et s\u00e9curis\u00e9e.<\/p>\n\n\n\n<p>Depuis plus de quatre d\u00e9cennies, Interac travaille avec le gouvernement, les r\u00e9gulateurs et le secteur financier pour b\u00e2tir une infrastructure de paiement fiable et con\u00e7ue au Canada. En tant qu&rsquo;organisation d\u00e9tenue et exploit\u00e9e \u00e0 100 % par des Canadiens, nous restons d\u00e9termin\u00e9s \u00e0 offrir des capacit\u00e9s de paiement et de v\u00e9rification innovantes, fiables et abordables aux Canadiens, renfor\u00e7ant ainsi les fondations d&rsquo;une \u00e9conomie num\u00e9rique plus connect\u00e9e et inclusive.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Interac salue les mesures \u00e9nonc\u00e9es dans le budget 2025 du gouvernement du Canada visant \u00e0 renforcer la souverainet\u00e9 \u00e9conomique canadienne, \u00e0 favoriser la croissance et l&rsquo;innovation, et \u00e0 promouvoir l&rsquo;abordabilit\u00e9. Le budget fait progresser d&rsquo;importantes r\u00e9formes de l&rsquo;\u00e9conomie num\u00e9rique, du secteur financier et du syst\u00e8me de paiements du Canada, posant ainsi les jalons de moyens&hellip;<\/p>\n","protected":false},"author":8,"featured_media":183351,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"content-tags":[953],"content-category":[195],"spokespeople":[],"in_the_know_post_format":[178],"class_list":["post-183356","content","type-content","status-publish","format-standard","has-post-thumbnail","hentry","content-tags-entreprises-et-gouvernement","content-category-entreprises","in_the_know_post_format-article-fr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>D\u00e9claration d&#039;Interac concernant le budget f\u00e9d\u00e9ral de 2025 - Interac<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stage.interac.ca\/fr\/contenu\/entreprises\/declaration-dinterac-concernant-le-budget-federal-de-2025\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"D\u00e9claration d&#039;Interac concernant le budget f\u00e9d\u00e9ral de 2025\" \/>\n<meta property=\"og:description\" content=\"Interac salue les mesures \u00e9nonc\u00e9es dans le budget 2025 du gouvernement du Canada visant \u00e0 renforcer la souverainet\u00e9 \u00e9conomique canadienne, \u00e0 favoriser la\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stage.interac.ca\/fr\/contenu\/entreprises\/declaration-dinterac-concernant-le-budget-federal-de-2025\/\" \/>\n<meta property=\"og:site_name\" content=\"Interac\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/interac\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T14:20:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/stage.interac.ca\/wp-content\/uploads\/2025\/11\/Interac_e-transfer_SMB_Pottery2__July2023-1024x683.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@interac\" \/>\n<meta name=\"twitter:label1\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/stage.interac.ca\/fr\/contenu\/entreprises\/declaration-dinterac-concernant-le-budget-federal-de-2025\/\",\"url\":\"https:\/\/stage.interac.ca\/fr\/contenu\/entreprises\/declaration-dinterac-concernant-le-budget-federal-de-2025\/\",\"name\":\"D\u00e9claration d'Interac concernant le budget f\u00e9d\u00e9ral de 2025 - 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