{"id":102034,"date":"2022-09-26T13:46:18","date_gmt":"2022-09-26T13:46:18","guid":{"rendered":"https:\/\/interac1.wpengine.com\/?post_type=content&#038;p=102034"},"modified":"2025-05-30T19:48:33","modified_gmt":"2025-05-30T23:48:33","slug":"why-certainty-comfort-and-trust-are-everything-in-the-digital-world","status":"publish","type":"content","link":"https:\/\/stage.interac.ca\/en\/content\/life\/why-certainty-comfort-and-trust-are-everything-in-the-digital-world\/","title":{"rendered":"Why certainty, comfort and trust are everything in the digital world"},"content":{"rendered":"\n<p>How do we help people become comfortable and confident with new technologies and experiences?<\/p>\n\n\n\n<p>At Interac, that\u2019s a question that has driven our work for decades. And as we\u2019ve evolved from a company that moves money to a company that moves value, that question has remained.<\/p>\n\n\n\n<p>We\u2019re not motivated to develop technology for technology\u2019s sake. Instead, we\u2019re interested in developing technologies that help Canadians become more productive and allow them to transact digitally with confidence.<\/p>\n\n\n\n<p>Anytime we advance a new technology \u2014 whether it\u2019s digital verification solutions, <a href=\"https:\/\/stage.interac.ca\/content\/ideas\/open-banking-in-canada-what-will-success-look-like\/\">open banking<\/a>, <a href=\"https:\/\/stage.interac.ca\/content\/business\/how-canadian-enterprise-is-using-interac-e-transfer-for-business-to-streamline-payments\/\">new advances in payment processing<\/a>, or anything else that changes people\u2019s behaviours and the texture of their lives \u2014 the ultimate challenge is the same: establishing certainty and comfort among end users.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-certainty-and-comfort-as-a-catalyst-for-innovation\"><strong>Certainty and comfort as a catalyst for innovation<\/strong><\/h2>\n\n\n\n<p>Understanding how certain technologies go from novel to ubiquitous dictates if we\u2019re able to foster new experiences and behaviours. We have learned that innovation and technological change rely on both certainty and comfort. To begin a relationship with a new technology, the end user must experience it as seamless and simple, in a way that fosters psychological ease.<\/p>\n\n\n\n<p>To give you an example of what I mean, let\u2019s look at <em>Interac <\/em>e-Transfer. When we launched <em>Interac <\/em>e-Transfer, peer-to-peer money transfer was a new and unfamiliar concept for Canadians. But now, people send and receive money using <em>Interac <\/em>e-Transfer millions of times each year. We earned their trust and confidence with reliable, secure service. <em>Interac <\/em>e-Transfer has become inseparable from daily life not only because the technology was impressive. It happened because people learned, over time, that it is safe and trustworthy.<\/p>\n\n\n\n<p>Certainty is a science, developed over the hours spent making sure technology works the same way, every time. Comfort is a feeling. It\u2019s the trust users put into your technology, your experience, into you. We must help facilitate new behaviours that build comfort and trust. Only then can we scale.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-trust-in-the-digital-economy\"><strong>Trust in the digital economy&nbsp;<\/strong><\/h2>\n\n\n\n<p>The ability to keep the end-user front and centre \u2014 to make them confident and comfortable \u2014 is what builds trust and what drives the success of new technologies. Only when we trust the experience do our habits truly change.<\/p>\n\n\n\n<p>Trust is essential to society. It unifies our families, our communities, and the way we are governed. Trust is also foundational to the success of any product and can be a competitive advantage for businesses and organizations.&nbsp;<\/p>\n\n\n\n<p>But what does trust mean when it comes to innovation? It means transparency and clarity. Users should easily understand and agree to any implications associated with a new technology or experience. It means control, with users deciding how, when and what they share. And it means relevance and inclusion. Innovating not just to innovate, but to bring together diverse voices to solve the problems of diverse audiences.<\/p>\n\n\n\n<p>Innovators today are facing what I call a \u201ctrust challenge\u201d. <a href=\"https:\/\/stage.interac.ca\/content\/ideas\/if-data-is-the-new-oil-trust-is-the-new-currency\/\">Only 27 per cent of Canadians believe technology is making their personal information safer<\/a> and 71 per cent say too many online services have access to their personal or financial data. It\u2019s our responsibility to balance the drive to create new user experiences with the need to keep trust, security, and privacy at the forefront.<\/p>\n\n\n\n<p>I\u2019m invested in helping to solve this trust challenge and understanding how innovative minds can come together to solve some of society\u2019s greatest challenges. It\u2019s one of the reasons I accepted a place on <a href=\"https:\/\/elevate.ca\/our-story\/\" target=\"_blank\" rel=\"noreferrer noopener\">Elevate\u2019s Founding Board<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-leading-with-trust-through-exponential-change\"><strong>Leading with trust through exponential change<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"797\" data-src=\"https:\/\/stage.interac.ca\/wp-content\/smush-webp\/2022\/09\/INT_Elevate_pullquote_Quote01-1-1024x797.png.webp\" alt=\"\" class=\"wp-image-102051 lazyload\" data-srcset=\"https:\/\/stage.interac.ca\/wp-content\/smush-webp\/2022\/09\/INT_Elevate_pullquote_Quote01-1-1024x797.png.webp 1024w, https:\/\/stage.interac.ca\/wp-content\/smush-webp\/2022\/09\/INT_Elevate_pullquote_Quote01-1-300x233.png.webp 300w, https:\/\/stage.interac.ca\/wp-content\/smush-webp\/2022\/09\/INT_Elevate_pullquote_Quote01-1-768x598.png.webp 768w, https:\/\/stage.interac.ca\/wp-content\/smush-webp\/2022\/09\/INT_Elevate_pullquote_Quote01-1.png.webp 1167w\" data-sizes=\"auto\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/797;\" data-original-sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>At <a href=\"https:\/\/elevatefestival.ca\/\">Elev<\/a><a href=\"https:\/\/elevatefestival.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">a<\/a><a href=\"https:\/\/elevatefestival.ca\/\">te<\/a>, a tech, art and innovation festival hosted in Toronto, I spoke with Vivek Wadhwa, academic, entrepreneur, and best-selling author, about exponential change. &nbsp;The pandemic raised the curtain on exponential growth and increased the pace of disruption in a way we\u2019ve never seen in our lifetime.<\/p>\n\n\n\n<p>COVID-19 accelerated digital transformation. Over the past two years, many technologies and experiences have emerged to bolster our economies, schools, places of business, governments, and healthcare systems.<\/p>\n\n\n\n<p>The experiences of accessing health services virtually or working from home at a mass scale weren\u2019t on our radar 36-months ago. Yet now, <a href=\"https:\/\/stage.interac.ca\/content\/news\/three-in-four-canadians-want-government-services-to-be-available-online-post-covid-19\/\">75 per cent of Canadians believe government services should be accessible online instead of in-person<\/a>.<\/p>\n\n\n\n<p>Today we\u2019re at an inflection point. Innovation and technical convergence are changing our work and home lives. At Interac, we\u2019re focused on ensuring Canadians can participate equally and safely in society and in this new digital economy.<\/p>\n\n\n\n<p>Innovation is co-created alongside customers who need and will use new technologies. We know Canadians will only venture forward if they can be confident and comfortable that the framework is designed with their interests in mind.<\/p>\n\n\n\n<p>At Interac, that means building trusted, user-centric verification solutions that give Canadians peace of mind when transacting online. It means giving users control over their personal information, who can access it, and when, and choice in how they participate in the digital economy.<\/p>\n\n\n\n<p>This kind of customer-centric framework will result in improved control, facilitate faster growth \u2014 and, ultimately, empower Canadians to thrive in an increasingly digital world.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How do we help people become comfortable and confident with new technologies and experiences? At Interac, that\u2019s a question that has driven our work for decades. And as we\u2019ve evolved from a company that moves money to a company that moves value, that question has remained. We\u2019re not motivated to develop technology for technology\u2019s sake.&hellip;<\/p>\n","protected":false},"author":8,"featured_media":102036,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"content-tags":[952,788,283,294],"content-category":[192],"spokespeople":[635],"in_the_know_post_format":[169],"class_list":["post-102034","content","type-content","status-publish","format-standard","has-post-thumbnail","hentry","content-tags-enterprise-and-government","content-tags-interac-verified","content-tags-payments","content-tags-trends","content-category-life","spokespeople-debbie-gamble","in_the_know_post_format-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The Critical Role of Trust in the Digital World<\/title>\n<meta name=\"description\" content=\"When building digital verification solutions or any other innovation, certainty and comfort for the end-user must be the driving concern.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stage.interac.ca\/en\/content\/life\/why-certainty-comfort-and-trust-are-everything-in-the-digital-world\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why certainty, comfort and trust are everything in the digital world\" \/>\n<meta property=\"og:description\" content=\"How do we help people become comfortable and confident with new technologies and experiences? 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